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Car insurance

Same-day turnaround for claims
Manage your policy via our app
Get up to 25% of your premiums back in cash (optional)

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Our expert consultants will get in touch with you very shortly with a tailored insurance plan and to help you out with any questions.

*Non-comprehensive cover. Risk profile dependent and subject to annual reviews. T’s&C’s apply.

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Car Insurance

Why you need Dialdirect car insurance

 

Finding the perfect car insurance can feel like a daunting task. At Dialdirect, we believe you should have the freedom to customize your coverage to suit your unique needs. With a wide range of options available, you can rest assured that we have a policy tailored to your car and lifestyle. Explore our offerings below and discover the best car insurance solution for you.

Honoured as a Top 3 Insurer in the Short-Term Insurance Industry in the prestigious Ask Afrika Orange Index® Benchmark

 

This esteemed benchmark, renowned for its comprehensive assessment of customer satisfaction, emotional connection, and loyalty, surveyed over 48 000 clients and we are honoured to be ranked as Top 3 Insurer in the Short-Term Insurance Industry! This achievement is a testament to our dedication to delivering outstanding service to our valued customers.

Get cash back with Dialdirect*

74 789
customers received their Payback
Bonus over the last 10 years
+R689 million
paid out to customers in Payback
Bonus over the last 10 years

*With Dialdirect’s innovative Payback Bonus, for every four years that you are claims-free and have uninterrupted cover, you receive either your first year's premium back in cash or 25% of the value of your 4 years worth of premiums, whichever is less. Sign up now and start earning your way to a cash bonus.

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*Payback is optional and at an additional cost. Cover and Payback Terms & Conditions online
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What our customers say

3.82/5 | + 9k Reviews
Average Customer Rating: 3.82/5
Read all reviews

I received great service from the insurance company today. The response was swift, and all my concerns were dealt with satisfactorily.

Molatelo M - October 03, 2025

I needed to change my residential address. I phoned and was assisted almost immediately by a very professional man. The process was completed quickly and efficiently. This is the device I always get from Dial Direct, hence the 5 stars

Neil L - October 02, 2025

Ive had changes done to my policy, and it was done instantly and with no hassles

Shanaaz S - October 02, 2025

Tevin Magadani has resolved the matter easily and I am grateful for that

Bonginkosi N - October 02, 2025

I have been with Dialdirect for more than 9 years. They always provide me with great service, they also constantly give me great discounts when I do policy review every year. They also have friendly consultants, this year I did my policy review with Sabastian who was very friendly, humble and respectful. He also gave me a great discount on my premium. Dialdirect will also give me a payback bonus after every 4 claim free years. Furthermore, they also give me monthly paybacks and the amount differs depending on the driving score for each month. It is also very easy to claim from Dialdirect, they don't make you run around before your claim is approved. You can also claim using an app or online, no need to call

Fhumulani F - October 02, 2025

I spoke to Megan. She is on the point and help me quickly to resolve my questions. Megan is very very professional in helping her customers. Thank you Megan and Dial Direct

Ernest E - October 02, 2025

It was very useful as they reviewed my policy to meet budget expectations

Futhi F - October 01, 2025

What a wonderful lady that helped me from dial direct, very patient and well spoken. Thank you for the help.

Patience P - October 01, 2025

I received great service from the insurance company today. The response was swift, and all my concerns were dealt with satisfactorily.

Molatelo M - October 03, 2025

Testimonials do not constitute financial advice

Frequently Asked Questions:

Is there such a thing as cheap car insurance?

Yes, with DialDirect you can get cheap car insurance. We think insurance isn’t just for expensive cars – everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Dialdirect bundles policy, we’ll make sure you have cover that fits your budget.

Which insurance cover is best for a car?

Choose a car insurance policy that works for you. Take a look at the different options and figure out how much cover you need for your car relative to your budget and your lifestyle.

How do I lower my car insurance premiums?

There are many ways to lower your premiums.  Here are a few of our budget-friendly tips:

  • Inscreasing your excess can lower your car insurance premiums.
  • Switching to non-comprehensive cover based on your need and your budget.
  • Speak to one of our consultants about insuring your car for a lower value, because you don't want to be over- or underinsured.

Get a Car Insurance quote.

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